Landlord Insurance
Protect your property, your income, and your long-term returns.
We help you build a more resilient investment with the right protections in place
Tailored cover, expert advice, and direct support you can rely on.
At GIBA, we take the time to understand your property, your tenants, and your risk exposure. Then we match you with insurance that truly fits.
Backed by decades of experience and the Steadfast network, we give you clarity, confidence, and control—so your investment keeps working, even when the unexpected happens.
Who Needs Landlord Insurance?
If you own an investment property—whether it’s a single rental or part of a growing portfolio—you need cover.
Landlord Insurance is ideal for:
- Residential Property Owners
- Commercial Property Investors
- Holiday Rental Owners
- First-Time Landlords
- Multi-Property Investors
- Self-Managed Super Fund (SMSF) Property Owners
- Property Developers Holding Rental Assets
- Strata Property Owners
Whether your property is long-term leased, short-term rented, or newly acquired—we’ll help you find the right cover for your situation.
Why Choose GIBA for Landlord Insurance?
Tailored Cover for Your Property
We match your insurance to your property type, tenant profile, and risk exposure so you are properly protected without paying for cover you do not need.
Protection for Your Rental Income
We focus on safeguarding your cash flow with cover for rent loss, tenant damage, and unexpected events that could disrupt your returns.
Independent Advice You Can Trust
We work for you, not the insurer, comparing options across the market to find the most suitable and cost-effective solution.
Support When It Matters Most
From policy setup to claims, we provide clear guidance and hands-on support so you can manage issues quickly and keep your investment on track.
What Does It Cover?
Property Damage
Cover for damage caused by fire, storms, water events, and other insured risks affecting your building.
Tenant Damage
Protection against accidental or malicious damage caused by tenants during a tenancy.
Loss of Rental Income
Compensation for lost rent if your property becomes uninhabitable due to an insured event.
Theft & Vandalism
Cover for stolen items or damage caused by break-ins or vandalism.
Public Liability
Protection if a tenant or visitor is injured on your property and you are found liable.
Legal Expenses
Cover for legal costs associated with tenant disputes or recovery of losses.
Contents & Fixtures
Protection for items you provide such as appliances, fittings, and furnishings within the property.
What Our Clients Say
Real stories from real people we've helped protect.
FAQs
Do I need landlord insurance if I already have home insurance?
Yes. Standard home insurance typically does not cover rental-specific risks such as tenant damage, loss of rent, or liability arising from leasing your property.
What does landlord insurance usually include?
Policies can include cover for property damage, tenant-related risks, loss of rental income, and liability. We help tailor a policy based on your property, tenant type, and level of risk.
Does landlord insurance cover rent default?
Many policies offer rent default or loss of rent cover, but inclusions vary. We’ll guide you through the options to ensure your income is properly protected.
Can I insure more than one property under a policy?
Yes. If you own multiple investment properties, we can structure your cover to suit your portfolio and ensure consistent protection across all assets.
Will you help if I need to make a claim?
Absolutely. We support you throughout the claims process, helping you navigate the details and ensuring the best possible outcome with minimal disruption.
Keep Your Investment Working, No Matter What
Get cover that protects your income, your asset, and your peace of mind when the unexpected happens.
Ready to make landlord insurance simple, smart and stress-free?