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Public Liability

Protect your business from the unexpected.

Accidents happen even in the most well-run businesses.

A customer slips, equipment causes damage, or something unexpected goes wrong. When these incidents lead to legal claims, the financial impact can be significant.

Public Liability Insurance protects you from the costs of compensation and legal defence if you’re found liable for third-party injury or property damage. It helps you stay focused on running your business, protecting your reputation, and continuing to grow with confidence.

Who Needs Public Liability Insurance?

Public Liability Insurance is essential for businesses that interact with clients, customers, or the general public. This includes:

  • Retailers
  • Hospitality venues
  • Tradespeople
  • Consultants
  • Event organisers
  • Health and wellness providers
  • Contractors and subcontractors

If your business activities could potentially cause injury or property damage to others, this insurance is crucial. If you need more information, get in touch today.

Why Choose GIBA?

Tailored Coverage

We assess your business activities to recommend coverage that fits your specific needs.

Expert Guidance

Our experienced brokers help you understand policy details and exclusions.

Claims Support

We assist you throughout the claims process, advocating on your behalf.

Competitive Pricing

Access to a range of insurers to find cost-effective solutions.

Ongoing Review

Regular policy reviews to ensure your coverage evolves with your business.

What Does It Cover?

Third-Party Injury

Covers compensation costs if someone is injured due to your business activities.

Property Damage

Covers costs if you damage someone else's property during your work.

Legal Expenses

Covers legal fees associated with defending a claim.

Product Liability

Covers claims arising from products you sell or supply.

What Our Clients Say

Real stories from real people we've helped protect.

Really easy to deal with. got all the answers i needed, got the documents and everything sorted very quickly and smoothly. I will use it again and recommend it to others.
John K
Silvan and Lillian are providing a piece of mind with exceptional service and great knowledge. I can strongly recommend GIBA.
Martin S
I always get honest and very practical advice from GIBA. They have a lot of expertise and they care about their clients.
Anna B
I have personal experience dealing with General Insurance Brokers of Australia and in particular with Tony Skyes. He is very professional, knowledgeable and his advice is invaluable.
Kashyap B

FAQs

Is Public Liability Insurance mandatory?

While not legally required for all businesses, it’s highly recommended. Some industries and clients may require it as part of contractual agreements.

Coverage amounts vary; common limits are $5 million, $10 million, or $20 million. The right amount depends on your business size and risk exposure.

No, injuries to employees are typically covered under Workers’ Compensation Insurance.

Yes, we can bundle Public Liability with other policies like Professional Indemnity or Business Insurance for comprehensive protection.

Secure Your Business Today

Don't let unforeseen incidents jeopardise your hard work. Contact us to discuss how Public Liability Insurance can safeguard your business.

Ready to make business insurance simple, smart and stress-free?

Get a Public & Products Liability Quote