Personal Insurance
Insurance That Moves With You
Your home, assets, and lifestyle deserve cover that’s built for real life.
Whether you’re a homeowner, landlord, frequent traveller, or boat owner, personal insurance gives you peace of mind when things go wrong.
We help protect what matters—your property, possessions, and plans—through coverage that’s designed around your risks, responsibilities, and routine.
Why Choose GIBA?
Tailored Cover for Real Life
No cookie-cutter policies here. We help match your personal insurance to your needs, lifestyle, and risk profile.
We Listen First
We take the time to understand your assets, plans, and concerns—then find the policy that fits.
One Point of Contact
From choosing your policy to making a claim, we’re here with hands-on help whenever you need it.
Access to Specialist Markets
Thanks to our Steadfast network, you benefit from quality policies, competitive pricing, and added protection.
Cover That Grows With You
As your circumstances change—so can your insurance. We’ll help you stay covered at every stage of life.
What Does It Cover?
Home and Contents Insurance
Protection for your property, belongings, and liability if something goes wrong at home.
Landlord Insurance
Cover for investment properties, including damage, loss of rent, and legal liability.
Strata Insurance
Tailored for owners in strata or body corporate settings, covering shared property risks.
Motor Vehicle Insurance
Personal vehicle coverage that keeps you on the road after accidents, theft, or damage.
Travel Insurance
Flexible domestic and international cover for trip cancellations, medical emergencies, and lost luggage.
Marine and Pleasurecraft Insurance
Insurance for boats, jet skis, and marine vessels—including theft, liability, and storm damage.
Valuables and High-Net-Worth Items
Bespoke coverage for jewellery, artwork, collections and more—at home or in transit.
We offer flexible, customised insurance solutions to suit your exact needs
What Our Clients Say
Real stories from real people we've helped protect.
FAQs
Can I combine multiple personal policies together?
Yes. We can bundle multiple covers into one streamlined package for better value and ease of management.
Do you offer high-value home insurance?
Absolutely. We can arrange specialist policies for high-net-worth homes and valuables.
Can I still make a claim through GIBA?
Yes. We’ll support you from first contact through to final resolution—no call centres, no stress.
Is travel insurance still important post-COVID?
Yes. With delays, cancellations, and rising healthcare costs, comprehensive travel insurance is more essential than ever.
Cover the Everyday. Prepare for the Unexpected.
Let’s put the right personal insurance in place—so you can live, travel, and invest with confidence.