Office Insurance
Office Insurance That’s Built for Business
Coverage That Keeps Your Office Running Smoothly
Offices may seem low-risk, but when things go wrong—fires, break-ins, burst pipes, lawsuits—the impact on your business can be significant.
Office Insurance helps safeguard your people, property, and operations so you can keep things running with confidence.
Who Needs Office Insurance?
If you operate from an office—whether you’re a sole operator or a business with multiple staff—you need cover.
Office Insurance is ideal for:
- Accountants & Bookkeepers
- Lawyers & Legal Firms
- Engineers & Architects
- Marketing & Design Agencies
- Consultants & Business Services
- Real Estate & Property Managers
- Tech Startups & IT Firms
- Medical & Allied Health Offices
Whether your office is in a corporate tower, shared space, or home setting—we’ll find the right policy for you.
Why Choose GIBA?
We Know Office Risks Inside-Out
Our team understands the unique risks of professional and office-based businesses.
Flexible Packages, Clear Advice
No jargon. No fluff. Just tailored insurance that covers what you need—nothing more, nothing less.
Competitive Pricing
Through our Steadfast network, we can access competitive rates and insurer-exclusive options.
We Put You First
We don’t work for insurers—we work for you. Our advice is always 100% in your best interest.
What Does It Cover?
Public & Products Liability
Covers claims of injury or property damage to others that occur at your office.
Contents & Equipment
Protects your desks, computers, fittings, and tools of trade from theft, damage, or loss.
Building Insurance (if you own the premises)
Covers damage to the office structure from fire, storms, vandalism and more.
Business Interruption
Covers lost income if you’re unable to trade due to an insured event like fire or flood.
Glass Breakage
Protection for internal and external glass panels, often required in commercial leases.
Theft & Burglary
Compensates you for stolen items or damage caused by forced entry.
Electronic Equipment & Portable Devices
Laptops, tablets and other mobile tools are covered even when offsite.
Money Cover
Protects your business’s cash on premises, in transit, or at your residence.
What Our Clients Say
Real stories from real people we've helped protect.
FAQs
Do I need Office Insurance if I work from home?
Yes. Many home insurance policies exclude business activities—so it’s important to cover your work equipment and liability separately.
Can I bundle multiple covers?
Absolutely. Office Insurance is typically a package policy that combines the relevant covers under one streamlined plan.
Do you help if I need to make a claim?
Yes—we support you throughout the process, ensuring your claim is handled quickly and fairly.
Can you cover multiple office locations?
Definitely. We can tailor solutions for businesses with multiple offices or satellite teams.
What’s not included in standard policies?
Each policy is different, but typically exclusions include wear and tear, employee injuries (covered under workers comp), and some cyber risks—which we can cover separately.
Protect Your Advice. Safeguard Your Future.
Let’s put professional indemnity cover in place that’s tailored to your work, your industry, and your goals.