Professional Indemnity

Because Even Experts Need a Safety Net

Protection for your reputation, livelihood, and the advice you give.

When your work is based on skill, judgement, or specialist advice, one error—real or alleged—can lead to serious consequences.

Professional Indemnity Insurance protects you from claims of negligence, breach of duty, or misconduct, covering legal costs and potential damages. It’s not just a policy—it’s a safety net for your career.

Who Needs Professional Indemnity Insurance?

We recommend PI cover for anyone offering specialist advice, design, or services—especially if clients rely on your expertise to make decisions.

Accountants & Bookkeepers
Financial Advisors & Planners
Engineers & Architects
IT Professionals & Software Consultants
Legal Practitioners
Real Estate & Strata Managers
Consultants & Project Managers
Marketing & Creative Professionals
Allied Health Practitioners
Education & Training Providers

If your profession isn’t listed, don’t worry—we’ll find the right solution for your field.

What Does It Cover?

Professional Indemnity Insurance typically includes:

Claims of professional negligence or breach of duty
Legal defence costs, settlements and compensation
Unintentional defamation, misstatement or misrepresentation
Loss of documents or data
Breach of confidentiality
Civil liability
Inquiry and investigation costs

Each policy has different terms and exclusions—so we help you choose the right protection for your unique risk profile.

Why Choose GIBA?

With decades of experience and specialist Authorised Representatives, we bring insight into your professional landscape.

As brokers, we advocate for you—not the insurer—when sourcing cover and lodging claims.

We take time to understand your operations, clients, and exposure to tailor your insurance accordingly.

With the strength of Australasia’s largest broker network, you get access to exclusive policies and competitive premiums.

What Our Clients Say

Real stories from real people we've helped protect.

Really easy to deal with. got all the answers i needed, got the documents and everything sorted very quickly and smoothly. I will use it again and recommend it to others.

John K

Silvan and Lillian are providing a piece of mind with exceptional service and great knowledge. I can strongly recommend GIBA.

Martin S

I always get honest and very practical advice from GIBA. They have a lot of expertise and they care about their clients.

Anna B

I have personal experience dealing with General Insurance Brokers of Australia and in particular with Tony Skyes. He is very professional, knowledgeable and his advice is invaluable.

Kashyap B

FAQs

Is Professional Indemnity the same as Public Liability?

No. Public Liability covers physical injury or property damage. PI protects against financial loss to a third party from your professional advice or services

Is PI insurance mandatory?

In some industries (like finance, law, and engineering), yes. Even when it’s not, it’s highly recommended.

How much cover do I need?

This depends on your profession, contract requirements, and exposure to risk. We’ll help you assess the right level.

Can I be covered for past work?

Many PI policies offer retroactive cover. We’ll check that your history is protected too.

What happens if I retire or change careers?

We can help arrange “run-off” cover to protect you from claims made after you stop practising.

Protect Your Advice. Safeguard Your Future.

Let’s put professional indemnity cover in place that’s tailored to your work, your industry, and your goals.