Cyber Insurance

Digital Risk Is Real. Your Insurance Should Be Too.

Digital Protection for a Digital World.

Data breaches. Ransomware. Phishing scams. In a connected world, cyber threats aren’t just an IT issue—they’re a business risk.

Cyber Insurance helps you recover from digital attacks, secure sensitive data, and minimise downtime—so your business can keep running, no matter what.

Who Needs Cyber Insurance?

Modern businesses depend on technology—but with that comes exposure. If your business connects, stores, or transacts online, you need Cyber Insurance.

  • Uses email or cloud-based services
  • Stores sensitive client, financial or employee data
  • Accepts online payments
  • Has a website or customer portal
  • Relies on digital tools or connected devices
    —then you need Cyber Insurance.

Even with strong IT support, cyber incidents can happen. This cover is your safety net.

Why Choose GIBA?

We Simplify the Technical Stuff

Cyber risks can be confusing. We make it easy to understand what you’re covered for—and why it matters.

Tailored Cover for Real Risks

We don’t just sell standard packages. We assess your operations and build coverage around your specific systems and exposure.

Fast, Hands-On Support

If a cyber incident hits, every second counts. We help you act fast with responsive claims support and advice.

Access to Trusted Insurers

Through our Steadfast network, we offer options from specialist cyber underwriters—often with better terms and pricing.

What Does It Cover?

Data Breaches

Accidental or malicious leaks of customer, employee, or third-party data

Ransomware Attacks

Extortion attempts where systems are locked until a ransom is paid

Phishing & Social Engineering

Fraudulent emails that trick staff into revealing credentials or authorising payments

System & Network Downtime

Costs related to business interruption or lost revenue

Third-Party Claims

Liability if your breach affects another business or customer

Regulatory Investigations

Legal and compliance costs from privacy law breaches (e.g. Notifiable Data Breaches scheme)

Crisis Management

Public relations, notification expenses, and credit monitoring services

What Our Clients Say

Real stories from real people we've helped protect.

Really easy to deal with. got all the answers i needed, got the documents and everything sorted very quickly and smoothly. I will use it again and recommend it to others.
John K
Silvan and Lillian are providing a piece of mind with exceptional service and great knowledge. I can strongly recommend GIBA.
Martin S
I always get honest and very practical advice from GIBA. They have a lot of expertise and they care about their clients.
Anna B
I have personal experience dealing with General Insurance Brokers of Australia and in particular with Tony Skyes. He is very professional, knowledgeable and his advice is invaluable.
Kashyap B

FAQs

Isn’t this covered under my Business Insurance?

Not usually. Cyber risk is often excluded or only partially covered under standard business or liability policies.

It depends on your industry, data exposure, and security measures—but we can often find cost-effective options for small to mid-sized businesses.

Multi-factor authentication, regular backups, and staff training are great places to start. We’ll provide more cyber resilience tips as part of your cover.

Not at all. Many claims come from professional services, healthcare, retail, and other non-tech industries.

Yes—some policies include crisis communication support and PR services to help manage the fallout.

Don’t Let a Click Become a Crisis

Protect your business from digital threats with Cyber Insurance that covers more than just your IT systems—it protects your livelihood.