Cyber Insurance
Digital Risk Is Real. Your Insurance Should Be Too.
Digital Protection for a Digital World.
Data breaches. Ransomware. Phishing scams. In a connected world, cyber threats aren’t just an IT issue—they’re a business risk.
Cyber Insurance helps you recover from digital attacks, secure sensitive data, and minimise downtime—so your business can keep running, no matter what.
Who Needs Cyber Insurance?
Modern businesses depend on technology—but with that comes exposure. If your business connects, stores, or transacts online, you need Cyber Insurance.
- Uses email or cloud-based services
- Stores sensitive client, financial or employee data
- Accepts online payments
- Has a website or customer portal
- Relies on digital tools or connected devices
—then you need Cyber Insurance.
Even with strong IT support, cyber incidents can happen. This cover is your safety net.
Why Choose GIBA?
We Simplify the Technical Stuff
Cyber risks can be confusing. We make it easy to understand what you’re covered for—and why it matters.
Tailored Cover for Real Risks
We don’t just sell standard packages. We assess your operations and build coverage around your specific systems and exposure.
Fast, Hands-On Support
If a cyber incident hits, every second counts. We help you act fast with responsive claims support and advice.
Access to Trusted Insurers
Through our Steadfast network, we offer options from specialist cyber underwriters—often with better terms and pricing.
What Does It Cover?
Data Breaches
Accidental or malicious leaks of customer, employee, or third-party data
Ransomware Attacks
Extortion attempts where systems are locked until a ransom is paid
Phishing & Social Engineering
Fraudulent emails that trick staff into revealing credentials or authorising payments
System & Network Downtime
Costs related to business interruption or lost revenue
Third-Party Claims
Liability if your breach affects another business or customer
Regulatory Investigations
Legal and compliance costs from privacy law breaches (e.g. Notifiable Data Breaches scheme)
Crisis Management
Public relations, notification expenses, and credit monitoring services
What Our Clients Say
Real stories from real people we've helped protect.
FAQs
Isn’t this covered under my Business Insurance?
Not usually. Cyber risk is often excluded or only partially covered under standard business or liability policies.
How much does Cyber Insurance cost?
It depends on your industry, data exposure, and security measures—but we can often find cost-effective options for small to mid-sized businesses.
What can I do to lower my risk?
Multi-factor authentication, regular backups, and staff training are great places to start. We’ll provide more cyber resilience tips as part of your cover.
Do I need to be a tech company to need cyber insurance?
Not at all. Many claims come from professional services, healthcare, retail, and other non-tech industries.
Will this help with reputation damage?
Yes—some policies include crisis communication support and PR services to help manage the fallout.
Don’t Let a Click Become a Crisis
Protect your business from digital threats with Cyber Insurance that covers more than just your IT systems—it protects your livelihood.