Management Liability

Smart Protection for Big Responsibilities

Protecting Your Business—and the People Behind It.

Running a business comes with big responsibilities. But when things go wrong, it’s not just the company at risk—directors, officers, and managers can be held personally liable.

Management Liability Insurance protects your leadership team and the business from costly claims and allegations, so you can lead with confidence.

Who Needs Management Liability Insurance?

Any business with a management structure should consider Management Liability cover—including:

If your business has directors, officers, or key decision-makers—you likely need this protection.

Why Choose GIBA?

We Keep It Clear

We explain the complexities of Management Liability in plain terms—so you understand exactly what’s covered.

We’ve Seen It All

With over 150 years of combined insurance experience, we’ve helped protect directors across every sector.

Tailored Cover, Not Cookie-Cutter

Your risks are unique. So are our solutions. We customise your policy to match your business and responsibilities.

Trusted Network Access

Through our Steadfast partnership, you get access to leading insurers, exclusive policy wordings, and competitive rates.

What Does It Cover?

Directors and Officers Liability

Protection for personal liability from mismanagement or breaches of duty

Company Liability

Covers the business entity from claims like defamation, misleading conduct, or regulatory breach

Employment Practices Liability

Covers wrongful dismissal, harassment, and other employee-related disputes

Statutory Liability

Covers certain fines and penalties imposed by regulators

Crime Coverage

Protection against internal theft or fraud

Investigation and Defence Costs

Covers legal expenses during inquiries or proceedings

What Our Clients Say

Real stories from real people we've helped protect.

Really easy to deal with. got all the answers i needed, got the documents and everything sorted very quickly and smoothly. I will use it again and recommend it to others.
John K
Silvan and Lillian are providing a piece of mind with exceptional service and great knowledge. I can strongly recommend GIBA.
Martin S
I always get honest and very practical advice from GIBA. They have a lot of expertise and they care about their clients.
Anna B
I have personal experience dealing with General Insurance Brokers of Australia and in particular with Tony Skyes. He is very professional, knowledgeable and his advice is invaluable.
Kashyap B

FAQs

Is Management Liability the same as Directors and Officers (D&O) Insurance?

D&O Insurance is part of Management Liability, which provides broader protection for both individuals and the company.

Common triggers include unfair dismissal, discrimination claims, WHS breaches, ASIC investigations, or shareholder disputes.

Yes. Any business with directors or managers can face legal action, regardless of size.

Some policies offer retroactive cover for past acts. We’ll help assess whether you need it.

Public Liability covers physical injury or property damage to third parties. Management Liability covers financial and legal risks from management decisions.

Protect the People Who Lead Your Business

Talk to GIBA today about Management Liability Insurance tailored to your structure, responsibilities, and future goals.