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Residential Landlord Insurance

Protect your property, your rental income, and your peace of mind.

Build a more secure rental investment with protection that’s built around you

Tailored cover, practical advice, and support that protects more than just the property.

At GIBA, we take the time to understand your investment property, tenant arrangements, and long-term goals before recommending cover. Backed by decades of industry experience and the strength of the Steadfast network, we help residential landlords reduce risk, protect rental income, and move forward with greater confidence when the unexpected happens.

Who Needs Landlord Insurance?

If you own a residential investment property, the right insurance helps protect more than just the building. It helps safeguard your rental income, your financial stability, and the long-term value of your investment. Residential Landlord Insurance is ideal for:
  • First-Time Property Investors
  • Single Residential Property Owners
  • Multi-Property Investors
  • Apartment & Unit Owners
  • Holiday & Short-Term Rental Owners
  • SMSF Residential Property Owners
  • Townhouse & Duplex Investors
  • Long-Term Residential Landlords
Whether your property is tenanted, between leases, or newly purchased, we’ll help you find cover that fits your property, your tenants, and your investment goals.

Why Choose GIBA for Landlord Insurance?

Tailored Cover for Residential Rentals

Every property and tenancy arrangement is different. We help match your cover to your property type, tenant profile, and level of risk so you’re properly protected without unnecessary extras.

Protection for Your Rental Income

Your investment relies on consistent cash flow. We help protect against tenant damage, rent loss, and unexpected events that could interrupt your income and impact your financial plans.

Independent Advice You Can Trust

We work for you, not the insurer. That means comparing options across the market and helping you choose cover that genuinely suits your property and investment strategy.

Support When Things Go Wrong

From storm damage to difficult tenant situations, we’re here to guide you through the claims process and help resolve issues quickly, clearly, and with as little stress as possible.

What Does It Cover?

Building & Property Damage

Cover for insured events such as storms, fire, water damage, and accidental impacts affecting your residential investment property.

Tenant Damage

Protection against accidental or malicious damage caused by tenants, helping reduce unexpected repair costs and financial disruption.

Loss of Rental Income

Cover for lost rental income if your property becomes unliveable following an insured event or covered tenant-related issue.

Theft & Vandalism

Protection for damage or loss caused by break-ins, vandalism, or theft within the property during a tenancy.

Public Liability

Cover if a tenant, visitor, or tradesperson is injured on your property and you are found legally responsible.

Fixtures, Fittings & Contents

Protection for landlord-owned items such as appliances, carpets, blinds, lighting, and furnished inclusions within the property.

What Our Clients Say

Real stories from real people we've helped protect.

Really easy to deal with. got all the answers i needed, got the documents and everything sorted very quickly and smoothly. I will use it again and recommend it to others.
John K
Silvan and Lillian are providing a piece of mind with exceptional service and great knowledge. I can strongly recommend GIBA.
Martin S
I always get honest and very practical advice from GIBA. They have a lot of expertise and they care about their clients.
Anna B
I have personal experience dealing with General Insurance Brokers of Australia and in particular with Tony Skyes. He is very professional, knowledgeable and his advice is invaluable.
Kashyap B

FAQs

Do I need landlord insurance if I already have home insurance?

Yes. Standard home insurance is designed for owner-occupied properties and often excludes rental-specific risks like tenant damage, rent loss, and liability related to leasing your property.

Cover can include building damage, tenant-related damage, loss of rental income, liability protection, and landlord-owned fixtures or contents. We help tailor the policy to suit your property, tenancy arrangement, and level of risk.

Many policies include rent default or loss of rental income cover, but inclusions and limits vary between insurers. We’ll help you understand your options and ensure your rental income is properly protected.

Absolutely. If you own several investment properties, we can help structure your insurance to suit your portfolio, ensuring each property has consistent and appropriate protection in place.

We support you throughout the claims process from start to finish. That includes helping with documentation, communicating with the insurer, and guiding the process to help achieve the best possible outcome with minimal stress.

Protect the Property That’s Working for You

Get Residential Landlord Insurance that protects more than just the building.

Safeguard your rental income, reduce financial stress, and move forward knowing your investment is supported when unexpected issues arise.

Get a Landlord Insurance Quote